How much is take-home pay in Minnesota?
The table below shows estimated 2026 take-home pay for a single filer in Minnesota, paid every two weeks, with no 401(k) or other pre-tax deductions. Use the calculator above to enter your own salary, filing status and deductions.
| Salary | Federal tax | Minnesota tax | Social Security & Medicare | Take-home pay | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $1,321 | $3,060 | $32,999 | $1,269.18 |
| $60,000 | $5,020 | $2,557 | $4,590 | $47,833 | $1,839.75 |
| $75,000 | $7,670 | $3,577 | $5,738 | $58,016 | $2,231.38 |
| $100,000 | $13,170 | $5,277 | $7,650 | $73,903 | $2,842.44 |
| $150,000 | $24,734 | $8,942 | $11,475 | $104,849 | $4,032.66 |
Minnesota income tax rates for 2026
Minnesota uses graduated income tax rates from 5.35% to 9.85%. Higher rates apply only to the part of your income above each threshold.
| Taxable income (single filer) | Rate |
|---|---|
| $0 – $33,310 | 5.35% |
| $33,310 – $109,430 | 6.8% |
| $109,430 – $203,150 | 7.85% |
| $203,150 and up | 9.85% |
Single filers also get a standard deduction of $15,300.
What comes out of every paycheck
- Federal income tax – based on 2026 IRS brackets after the standard deduction ($16,100 for single filers).
- Social Security – 6.2% of wages up to $184,500 in 2026.
- Medicare – 1.45% of all wages, plus 0.9% on wages above $200,000.
- Minnesota state income tax – estimated with the rates above.
- Pre-tax deductions – 401(k) contributions and health insurance premiums lower your taxable income.
Estimates only. Local and city income taxes, tax credits and other deductions are not included. State figures: Tax Foundation, State Individual Income Tax Rates 2026.
Frequently asked questions
Does Minnesota have a state income tax?
Yes. Minnesota taxes wages at rates from 5.35% to 9.85% in 2026.
How much is $75,000 a year after taxes in Minnesota?
A single filer earning $75,000 in Minnesota takes home about $58,016 a year, or $2,231.38 every two weeks, before any 401(k) or insurance deductions.
How can I increase my take-home pay?
Contributions to a traditional 401(k), a health savings account (HSA) and pre-tax health insurance lower your taxable income. You can also review your W-4 form so the right amount of federal tax is withheld.