How much is take-home pay in Illinois?
The table below shows estimated 2026 take-home pay for a single filer in Illinois, paid every two weeks, with no 401(k) or other pre-tax deductions. Use the calculator above to enter your own salary, filing status and deductions.
| Salary | Federal tax | Illinois tax | Social Security & Medicare | Take-home pay | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $1,835 | $3,060 | $32,485 | $1,249.41 |
| $60,000 | $5,020 | $2,825 | $4,590 | $47,565 | $1,829.41 |
| $75,000 | $7,670 | $3,568 | $5,738 | $58,025 | $2,231.72 |
| $100,000 | $13,170 | $4,805 | $7,650 | $74,375 | $2,860.57 |
| $150,000 | $24,734 | $7,280 | $11,475 | $106,511 | $4,096.57 |
Illinois income tax rates for 2026
Illinois has a flat income tax rate of 4.95%. Everyone pays the same rate no matter how much they earn, after a personal exemption of $2,925.
What comes out of every paycheck
- Federal income tax – based on 2026 IRS brackets after the standard deduction ($16,100 for single filers).
- Social Security – 6.2% of wages up to $184,500 in 2026.
- Medicare – 1.45% of all wages, plus 0.9% on wages above $200,000.
- Illinois state income tax – estimated with the rates above.
- Pre-tax deductions – 401(k) contributions and health insurance premiums lower your taxable income.
Estimates only. Local and city income taxes, tax credits and other deductions are not included. State figures: Tax Foundation, State Individual Income Tax Rates 2026.
Frequently asked questions
Does Illinois have a state income tax?
Yes. Illinois has a flat income tax rate of 4.95% in 2026.
How much is $75,000 a year after taxes in Illinois?
A single filer earning $75,000 in Illinois takes home about $58,025 a year, or $2,231.72 every two weeks, before any 401(k) or insurance deductions.
How can I increase my take-home pay?
Contributions to a traditional 401(k), a health savings account (HSA) and pre-tax health insurance lower your taxable income. You can also review your W-4 form so the right amount of federal tax is withheld.